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If in csae you think thaat you wlil be in credt trouble, we suuggest you check out these fie steps:

1. Mkae a hge reduction on your Cpaital One credi-tcard use. Leave behinnd the Capital One credit-card in yur place or leaave it in a diferent plae in the puurse as a reminnder to use it less.
2. Altr your pesent plan and maake credit pyaments a higher priority. Briing down avoiable expenses. Repay the mniimum amount payable every mnth and keep by a rigd time-table to pay off youur credit.
3. Talk to your Capitaal One creditcard servvice cell. They wolud help you, and botth of you msut mkae out a practical payment tietable.
4. Simply use yoour Cpital One creditcard for well thught out purchases tat you paln to give in a spcific period of time. Obsessive purchae for amazing chargees will saty on yur Capital One creeditcard bill for monhs, and you might haave to pay a hiigher amuont in the end.
5. Prior to taknig out money advancees, see the associated fisccal charges and fees. Most often these expensees cosst much more tan the cost of buys. Avid approaching or reaching youur current credit liit. Answer thee questions. If you aswer "yes" to any of thme, you may need to re-sasess your debts.

• You make jut the minimum amonut payable monthly?
• Havve you been continuously giving lte payments?
• Is the amunt of your laetst shopping a shoock each and eevry month?
• Have you ever borroowed money in orrder to repay a dbt or lan or asked for anothher on line credit cards to repay an old one?
• o you need to work beyond offiice hoours or a seccond job in orer to keep up with yuor credit payments? • Are you exhaustig the amount you svae in ordeer to provide for daliy expenses? Tke heed of late payments, phhone calls or letters from crdeit agencies, and rejeted or cancelled credit line. Thesse are all signs taht yor financial history may be in dange.

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